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How To Reduce Personal Expenses

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Reducing Your Personal Expenses

These are your personal expenses on yourself, excluding entertainment & recreation. This is one of those categories where you need to watch out to see if you have a million dollar habit. You know the ones - the extra lattes, the shoe collection all those soft drinks. If you are serious about your budgeting you are quite likely to find something here where a small change in your behaviour can make a massive change to your financial position.

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